Terms & Conditions

1. Introduction

Welcome to fatimaayoub.com. This website is operated by Fatima Ayoub, a UK-based freelance marketing consultant. By accessing this website or purchasing services or digital products, you agree to be bound by these Terms and Conditions. If you do not agree with any of these terms, please do not use the site.

2. Use of the website

All content is for general information only. It is subject to change without notice. Your use of any content or materials on this website is entirely at your own risk, for which we shall not be liable.

3. Services and digital products

All services and digital products (such as templates, e-books, or guides) are offered for purchase via this website. By placing an order, you confirm that you are legally capable of entering into a binding contract.

4. Payment and delivery

Payments for services or digital products must be made in full before delivery. Digital products will be delivered via email or direct download link immediately upon purchase, unless stated otherwise.

5. Intellectual property

All content, including downloadable materials, is the intellectual property of Fatima Ayoub unless otherwise stated. You are granted a non-transferable, non-exclusive license to use purchased materials for personal use only. Reproduction, resale, or redistribution is strictly prohibited.

6. Refund policy

Due to the digital nature of the products, all sales are final and non-refundable. If you experience an issue with your download or access, please contact hello@fatimaayoub.com for support.

7. Links to other websites

This website may include links to external websites. These links are provided for your convenience. We do not endorse the content and are not responsible for the accuracy or reliability of linked websites.

8. Limitation of liability

We make no guarantees or warranties as to the completeness, reliability, or accuracy of the content. Use of any information or services is at your own risk.

9. Governing law

These terms shall be governed by and interpreted according to the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact

For questions, contact hello@fatimaayoub.com.